We know when someone has bad credit, it’d be hard for them to have good credit score. It has been common thing for banks when there is new debtor, there will be credit score check. If it's bad, then they are not able to apply loans. It happens not only in one particular loan, but almost every loan. It could be car, home, apartment or even a credit card. It simply ruin most of your financial activity. The assessment of new loan always takes credit score check, so it is important for everyone to have good credit score. Then how to fix bad score? You need to check legitimate credit repair.